Financing Neal's Homestore

Neal's Has You Covered

Neal's understands the need for flexibility when it comes to financing, so we offer a selection of financing and payment options to fit your needs.

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BUY TODAY, PAY OVER TIME.

Your credit card also brings you exclusive benefits. Get a revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, and an easy-to-use online account management and bill payment options. *This credit card is issued with approved credit by Wells Fargo Bank, N.A.

*This credit card is issued with approved credit by Wells Fargo Bank, N.A.

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Okmulgee, OK

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Sapulpa, OK

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Bixby, OK

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SYNCHRONY HOME

No Interest if Paid in Full Within 12 Months**

On purchases of $300.00 or more at Neal's Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months**. Minimum monthly payments required.

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FINANCING OPTIONS

12 months financing
6 months financing

*Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase at the time of purchase may vary by location. See store for details.

No Interest if Paid in Full Within 6 Months**

On purchases of $299-$999 at Neal's Homestore made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

No Interest if Paid in Full Within 12 Months**

On purchases of $1,000-$1,999 at Neal's Homestore made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

No Interest if Paid in Full Within 18 Months**

On purchases of $2,000 or more at Neal's Homestore made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.

**Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.

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Snap! Finance

Credit Challenged and need Financing?
Neals has partnered with Snap Financing to offer you accessible finning even if your credit is not so stellar. It takes just seconds to get an answer.

Apply Online
Shop online and directly apply for Snap financing

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Shop In-store
Simply stop by at and Neals location and apply in-person.

Financing Details

Synchrony Bank

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget–friendly financing.

**Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.

How do I pay my bill?

Synchrony Bank Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday — Friday
7:30 AM — 12:00AM ET
Saturday 10:00 AM — 7:00PM ET
Sunday — Closed.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Snap! Finance

What are the requirements to apply for financing with Snap? It’s easy! There are four simple requirements to apply.

  • Be old enough to enter into a legally binding contract, which may vary by state or territory.
  • Have an active checking account.
  • Have a steady income of $750 a month.
  • Provide a valid email address and smartphone number.

If you can answer yes to these questions, you’re eligible to apply. Learn more by visiting Snap Financing FAQ

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