Financing Neal's Homestore
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Select "SatisFi" at checkout

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It's fast, simple, safe, and secure

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Complete Order

If approved, you can complete your order with your new account

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Offers a way to apply for instant, personalized payment solutions at checkout. Neal's works with multiple providers to offer financing or lease-to-own options for you.

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No Interest if Paid in Full Within 12 Months*

On purchases of $300.00 or more at Neal's Furniture made with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.



If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing or lease-to-own provider that can be used to complete the purchase (which may be subject to credit approval). Neal's works with multiple providers to present you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Neal's works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from the other providers, which may be subject to credit approval.

Each financing or lease-to-own provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

Synchrony Bank

Pay Online: Register your account at and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.

  • Monday - Friday 7:30 AM - 12:00AM ET
  • Saturday 10:00 AM - 7:00PM ET
  • Sunday - Closed

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

  • Synchrony Bank
  • P.O. Box 960061
  • Orlando, FL 32896-0061

Genesis Credit® Accounts

To manage your Genesis Credit® Account or for more information, please click here

American First Finance

Pay Online: Simply register your account at Once you've registered, sign in to pay your bill

Pay By Phone: Call a Customer Service Representative at 1-855-721-1188 during normal business hours. Hours of Operation

  • Mon-Fri 8am to 10pm CT
  • Saturday 8am to 7pm CT
  • Sunday 8am to 6pm CT

For more information and to register your account, please visit

You'll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.  

Lease-To-Own Details

American First Finance:

American First Finance innovates ways for people to move forward in life by providing easier access to what they need exactly where, when, and how they need it. We service solutions up to $5,000, even for consumers with a limited credit history. Each consumer product helps our partners increase same-store sales, increase average ticket prices, and have fewer people walking away empty-handed.

Subject to approval and verification. Approval is possible without a FICO® score, but credit will be checked. Product may vary by location. See store for details and applicable terms. 

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Your credit card also brings you exclusive benefits. Get a revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, and an easy-to-use online account management and bill payment options

*This credit card is issued with approved credit by Wells Fargo Bank, N.A.

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